Life insurance

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Life Insurance

Getting married, purchasing a New Home, or starting a Family are all exciting experiences we have in life. These life events often bring us bigger financial obligations. These increased financial obligations can be a good motivation to take the necessary step to assure your family’s security. Your home is a place of shelter and retreat for your family. Be sure to protect your family and their standard of living.

We at McArthur & Associates Insurance Agency LLC proudly work with California and Arizona residents. We want to make sure you have the type and amount of coverage you need so you and your family are prepared for any Life Event. We will explain in understandable language Term Life Insurance versus Permanent Life Insurance and we will discuss the types of Life Insurance that can best fit your needs.

The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals, and desired length of coverage. We will explain in easily-understandable terms Whole Life Insurance and Universal Life Insurance and why you may want Permanent Insurance.

As you enjoy the now, don’t forget to protect your family’s future. Life Insurance gives you the peace of mind that comes with preparing for life’s uncertainties. And we know life can change in just a moment. Call us at (760) 599-9300. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 1116 Sycamore Ave. Ste. A, Vista, CA 92081. We look forward to seeing you.

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Different Life Insurance We Can Assist With

A Term Insurance Policy is a type of Life Insurance Policy that provides coverage for a certain period of time or a specified “term” of years.

A Whole Life Policy provides a set amount of coverage for your entire life and also builds  up “cash value” from part of the premium being paid.

 A Universal Life Insurance Policy is designed to last your whole life providing a set amount of coverage while building up cash value that you may be able to borrow from.